Chapel Hill, Carrboro and Durham real estate and homes for sale in North Carolina - The Owens Team, REALTORS® The Owens Team REALTORS(r) for Chapel Hill, Carrboro and Durham, North Carolina real estate - NUMBER1EXPERTS™ The Owens Team NUMBER1EXPERTS(tm) for Chapel Hill, Carrboro and Durham, North Carolina real estate
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The Owens Team, REALTORŪ, real estate agents and broker for Chapel Hill, Carrboro and Durham North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)
All real estate agents are NOT alike! Find out why we are top real estate experts. Call Andrea: 919-260-8163 or Peter: 919-593-6696


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"Thank you for all your help with the house."
"We appreciate that you handled all the scheduling to get the house ready."
Mike Stirling, Kay BlackwoodFebruary 2009
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Professional Resume: Chapel Hill, Carrboro and Durham North Carolina home buying, real estate listings, and homes for sale in  County, NC
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Real Estate Tips
Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Real Estate Trivia
Q 
What high-profile rental property rents for $13,500 a month although the star hasn't lived there for over 20 years?

A 
Shirley MacLaine's name is still used to promote her Encino, CA, estate even though she hasn't lived there in years.
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The Owens Team, REALTORŪ, real estate agents and broker for Chapel Hill, Carrboro and Durham North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

The Owens Team
RE/MAX, Winning Edge

1526 East Franklin Street, Suite 101
Chapel Hill, NC 27514
Phone: 919-260-8163
Phone: 919-593-6696
Office Phone: 919-869-8400
Fax: 919-869-8399
Fax: 919-869-1563
Email: owensteam@NUMBER1EXPERT.com

The Owens Team.....Working Over Time For You. When you work with Us, you really get the best of both worlds. We are native to the Triangle, North Carolina area but have moved multiple times across the US. We know the area and we know what you are going thru when you are relocating into or out of the area. We work together giving you double the coverage. We have two sets of ears, eyes and twice the energy as a single agent. We provide old-fashioned service with a new generation attitude. We are old school when it comes to exceeding expectations but we are new school when it comes to new techniques and technology. Let Us show you the power of RE/MAX and the power of Our Tested Buyer and Seller services.

ABRCRSEqual HousingMLSREALTOR






RE/MAX, Winning Edge real estate and homes for sale in Chapel Hill, Carrboro and Durham North Carolina



RE/MAX, Winning Edge real estate and homes for sale in Chapel Hill, Carrboro and Durham North Carolina

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