|
All real estate agents are NOT alike! Find out why we are top real estate experts. Call Andrea: 919-260-8163 or Peter: 919-593-6696
|
Request Our Free Relocation Package!
Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
Find Out More >
View All Offers >
|
"We...appreciate your...special treatment..."
"Your energy, experience, and wisdom kept the final transaction moving at a rapid pace."
Barry & Jane DeNofrio, 2003
Read Quote >
View All Quotes >
|
 Compare three mortgages at one time.
Download TripleCalc now. It's free. |
The Owens Team are some of The Top Selling Real Estate Experts™
Find Out More > |
|
Welcome! Here is where You will find the best information on Chapel Hill, Carrboro and Durham, North Carolina Real Estate. We are also experts on and serve the Hillsborough, Pittsboro, Orange County and Chatham County real estate markets. Whether you are Buying or Selling, let us guide you through the process with ease using our Expertise in real estate Counseling and Negotiating. We are your NUMBER1EXPERT. |
The Owens Team.....Working Over Time For You! When you work with Us, you really get the best of both worlds. We are native to the Triangle, North Carolina area but have moved multiple times across the US. We know the area and we know what you are going thru when you are relocating! We have two sets of ears, eyes and twice the energy as a single agent. We provide old-fashioned service with a new generation attitude. We are old school when it comes to exceeding expectations but we are new school when it comes to new techniques and technology!
Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.
Need local real estate information? We've summarized much of what is important about the Chapel Hill, Carrboro, Durham and surrounding area markets in this site. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation.
|
 |
First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
|
|
| Q |
What acclaimed house built of stone, concrete, and glass is built over a waterfall?
|
| A |
Fallingwater in Mill Run, PA, built by architect Frank Lloyd Wright, is one of the most-visited homes in the U.S.
|
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERTS™ 
